“To reach a port we must sail, sometimes with the wind, and sometimes against it.
But we must not drift or lie at anchor.”
Oliver Wendell Holmes.

  • If you are waiting for the economy to bounce back before taking action then you could be waiting a long time.
  • If you are waiting for the government to plan your early retirement you will be waiting forever.
  • If you are waiting for the stock market to fall before you invest then chances are, wait you will.
  • If you are waiting for the stock market to rise to give you confidence to invest you could miss the boat.
  • If you wait until you get a health scare before you sort your life assurance and income protection out you will probably be too late to sort it out.
  • If you wait for a financial plan to come together magically as you plough through your life then wait you will.

I have become increasingly convinced that action is perhaps the single biggest factor when it comes to determining how an individual’s life plays out.

“Nothing happens until something moves” are the words of the greatest scientific mind of the twentieth century, Albert Einstein.

But this truth goes back even further than Einstein to the days when the wisest man alive penned words in the Old Testament that say:

“If you wait until the wind and the weather are just right, you will never plant anything and never harvest anything.”

So what should your next move be? What action should you take?

“The smallest of actions is always better than the noblest of intentions.”
Robin Sharma

Why not make the first move a small one, a simple email message to us saying – “It’s time to become intentional about achieving my financial goals!”


What actions are you postponing because you are waiting for something? Leave us a comment below.


The views expressed in this post are those of the author only and are not necessarily those of I Planning Wealth Management Ltd. All material in this post should be considered as general information only and should in no way be construed as a recommendation of a specific product or course of action. Each circumstance is different and professional advice tailored to your circumstances should be sought from a qualified financial adviser.